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How Much Can Solar Save in Waco? (2026)

Updated March 2026

Texas Electricity Rates Up 3.7% This Year

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Waco homeowners typically save about $166/month on electricity after going solar. With Oncor rates up 3.7% this year, those savings only grow over time as you avoid future rate increases.

How much will I really save with solar panels?

Your bill drops because you're generating your own power. Most of the day, your panels cover your usage. At night, you pull from the grid, but your net bill is way lower.

Why do solar savings increase over time?

Electric rates in Texas go up about 3.7% per year on average. Over 20 years, that compounds significantly. Solar locks in today's rates. Your $166/month savings today could be $249/month in 10 years if rates keep climbing.

What is the average payback on solar panels?

$38,423 over 20 years assumes 3.7% annual rate increases. Could be more if rates spike like they did in 2021-2023.

Waco Solar Savings Breakdown

Metric | Your Estimate

Texas runs on the ERCOT grid, which means different rules than other states. Understanding how ERCOT handles solar power is key to maximizing your investment.

System size

7.2 kW

Monthly savings

$166

Annual savings

$2,008

20-year savings

$38,423

Payback period

8.2 years

Frequently Asked Questions

Q: Will my electric bill be zero with solar?

A: Most Waco homeowners still have a small bill (connection fees), but production often exceeds usage.

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Why Rate Increases Matter for Waco Homeowners

Electric rates in Texas have been climbing steadily. Oncor territory has seen rates increase from around 10 cents per kWh five years ago to over 16 cents today - that's a 16% jump. And there's no sign of it stopping. The thing is that means for you:

Solar freezes your production costs at zero. Your panels produce the same power whether rates go up 3% or 10%. That's real rate increase protection.

Related Resources

See our complete savings guide for Texas-wide information.

Ready to Go Solar in Waco?

Modern Electric helps Waco homeowners:

Learn More

Texas Solar Battery Guide- Complete battery overview

Texas Solar Incentives- All available tax credits and rebates

Solar Companies in Texas- How to choose the right installer

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